Comparing of National General Holdings Corp. (NGHC) and American National Insurance Company (NASDAQ:ANAT)

Both National General Holdings Corp. (NASDAQ:NGHC) and American National Insurance Company (NASDAQ:ANAT) are each other?s competitor in the Property & Casualty Insurance industry. Thus the contrast of their risk, analyst recommendations, profitability, institutional ownership, dividends, earnings and valuation.

Earnings & Valuation

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
National General Holdings Corp. 4.61B 0.61 174.86M 1.58 16.72
American National Insurance Company 3.33B 1.12 159.00M 15.40 9.50

Table 1 highlights National General Holdings Corp. and American National Insurance Company’s top-line revenue, earnings per share and valuation. American National Insurance Company appears to has lower revenue, but higher earnings than National General Holdings Corp. The company with the higher price-to-earnings out of the two companies is considered for more expensive of the two firms presently. National General Holdings Corp.?s shares have been trading at higher price-to-earnings ratio which means it is presently more expensive than American National Insurance Company.

Profitability

Table 2 shows National General Holdings Corp. and American National Insurance Company’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
National General Holdings Corp. 3.79% 10.8% 1.9%
American National Insurance Company 4.77% 9.9% 1.9%

Risk and Volatility

National General Holdings Corp. has a beta of 0.72 and its 28.00% less volatile than Standard and Poor’s 500. American National Insurance Company?s 15.00% less volatile than Standard and Poor’s 500 volatility due to the company’s 0.85 beta.

Dividends

National General Holdings Corp. pays out a $0.16 per share dividend on a yearly basis and it also offers 0.64% dividend yield. The dividend yield for American National Insurance Company is 2.32% while its annual dividend payout is $3.28 per share.

Analyst Recommendations

In next table is delivered National General Holdings Corp. and American National Insurance Company’s ratings and recommendations.

Sell Ratings Hold Ratings Buy Ratings Rating Score
National General Holdings Corp. 0 1 2 2.67
American National Insurance Company 0 0 0 0.00

National General Holdings Corp. has a 21.61% upside potential and an average target price of $30.33.

Insider and Institutional Ownership

Roughly 53.6% of National General Holdings Corp. shares are owned by institutional investors while 64.4% of American National Insurance Company are owned by institutional investors. About 0.2% of National General Holdings Corp.’s share are owned by insiders. On the other hand, insiders owned about 23.56% of American National Insurance Company?s shares.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
National General Holdings Corp. 3.16% 9.36% -2.55% -3.51% 15.03% 9.09%
American National Insurance Company -3.94% 5.05% 14.94% 12.74% 26.71% 14.92%

For the past year National General Holdings Corp. was less bullish than American National Insurance Company.

Summary

American National Insurance Company beats National General Holdings Corp. on 8 of the 14 factors.

American National Insurance Company, together with its subsidiaries, provides various insurance products and services in the United States, the District of Columbia, and Puerto Rico. The company's Life segment offers whole life, term life, universal life, variable universal life, and credit life insurance products. Its Annuity segment provides deferred, variable, and single premium immediate annuity products. The company's Health segment offers medicare supplement, supplemental, stop-loss, credit disability, and medical expense insurance. Its Property and Casualty segment provides personal lines insurance, such as auto, homeowners, boats, motorcycles, recreational vehicles, and other exposures; and commercial lines of insurance, including property and casualty coverage tailored for a farm, ranch, or other agricultural business within the rural and suburban markets, as well as property, liability, and workers' compensation coverages. This segment also offers credit-related property insurance products comprising collateral or creditor protection insurance; guaranteed auto protection or guaranteed asset protection insurance; and mortgage security insurance. The company distributes its products through career and multiple-line agents, broker-dealers, independent insurance agents and brokers, managing general underwriters, and financial institutions, as well as through direct marketing channels. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas.